Pay calculator for FY 2025-26
Income tax for the Australian financial year starting 1 July 2025. Super rate 12.0%.
What changed in FY 2025-26
- Brackets unchanged from FY24-25.
- Super Guarantee rate reaches 12% (the final legislated step).
- New marginal HELP repayment thresholds in force.
Your income
Take-home0.0% effective
$0
per year after tax
Gross salary$0
Taxable income$0
Income tax$0
Low-income offset-$700
Medicare levy$0
Total tax$0
Employer super (SG)$0
Total super$0
Marginal rate0%
Pay breakdown
| Per | Gross | Tax | Super | Take-home |
|---|---|---|---|---|
| Year | $0 | $0 | $0 | $0 |
| Month | $0 | $0 | $0 | $0 |
| Fortnight | $0 | $0 | $0 | $0 |
| Week | $0 | $0 | $0 | $0 |
| Day | $0 | $0 | $0 | $0 |
| Hour | $0.00 | $0.00 | $0.00 | $0.00 |
Tax brackets
$0 – $18,2000%
$18,200 – $45,00016%
$45,000 – $135,00030%
$135,000 – $190,00037%
$190,000+45%
Same income, different years
| FY | Tax | Take-home | vs. selected |
|---|---|---|---|
| FY2020-21 | $0 | $0 | — |
| FY2021-22 | $0 | $0 | — |
| FY2022-23 | $0 | $0 | — |
| FY2023-24 | $0 | $0 | — |
| FY2024-25 | $0 | $0 | — |
| FY2025-26selected | $0 | $0 | — |
| FY2026-27 | $0 | $0 | — |
Reverse calculator
What gross salary gives you a specific take-home?
Required gross salary
$105,654
Tax at common incomes (FY 2025-26)
Based on a single Australian resident with private hospital cover. Figures include the 2% Medicare levy.
Frequently asked questions
What are the Australian tax brackets for FY 2025-26?
$0 – $18,200: 0%; $18,200 – $45,000: 16%; $45,000 – $135,000: 30%; $135,000 – $190,000: 37%; $190,000 and above: 45%.
What is the Super Guarantee rate in FY 2025-26?
The Super Guarantee rate for FY 2025-26 is 12.0% of ordinary time earnings, up to a maximum contribution base of $65,070 per quarter.
How much tax do I pay on $100,000 in FY 2025-26?
A resident earning $100,000 taxable income in FY 2025-26 pays $20,788 in income tax, plus the 2% Medicare levy ($2,000), before offsets.
When does the FY 2025-26 Australian financial year start and end?
The Australian financial year 2025-26 starts on 1 July 2025 and ends on 30 June 2026.